Previous year MCQs

Indian Polity UPPSC 2009 GS-I
Question

Non-performing assets in commercial banks means:

Answer & Solution

Answer: (Detailed Solution Below)

Option C: loans in which interest or principal amount is not recovered.

Detailed Solution:

The correct answer is “loans in which interest or principal amount is not recovered.”.
Non-performing assets (NPAs) in commercial banks refer to the loans in which interest or principal amount is not recovered.

Similar Questions:

At least how many days, of prior notice is required for the impeachment of the President of India ?
  1. A) 7 days
  2. B) 14 days
  3. C) 21 days
  4. D) 30 days
With reference to the composition of the Legislative Council in a state of India, which of the following statement/s is/are correct?

(1) In the Legislative Council there may not be more than one-third members of the total membership of the Legislative Assembly of that state.
(2) The Legislative Council of a state must have at least forty members in it.

Select the correct answer from the code given below—
Code -
  1. A) Only 1
  2. B) Only 2
  3. C) Both 1 and 2
  4. D) Neither 1 nor 2
Which of the following are enshrined in the third schedule of the Indian Constitution?

(a) Form of oath of office for a Minister for the Union.
(b) Form of oath to be made by the Chief Justice of Supreme Court.
(c) Form of oath of office for the President of India.
(d) Form of oath to be made by a Member of Parliament.

Select the correct answer using the code given below:
  1. A) a, b, c
  2. B) b, c, d
  3. C) a, b, d
  4. D) a, b, c, d
The Election Commissioner can be removed by the:
  1. A) Chief Election Commissioner
  2. B) Prime Minister
  3. C) President on the recommendation of the Chief Election Commissioner
  4. D) Chief Justice of lndia
The Public Accounts Committee of Indian Parliament scrutinizes the:
  1. A) Report of the Comptroller and Auditor General
  2. B) Consolidated Fund of India
  3. C) Public Account of India
  4. D) Contingency Fund of India
Match List I with List II and select the correct answer from the code given below: List I List II

(A) Curtailment of the power judicial review - (a) 61st Amendment
(B) Abolition of Right to property as a fundamental right - (b) 42nd Amendment
(C) Lowering the voting age from 21 to 18 - (c) 38th Amendment
(D) Addition of the word secular in the preamble - (d) 44th Amendment
  1. A) A-a, B-b, C-d, D-
  2. B) A-b, B-d, C-a, D-c
  3. C) A-c, B-d, C-a, D-b
  4. D) A-d, B-a, C-c, D-b
Who will decide the Office of Profit?
  1. A) President and Governor
  2. B) Union Parliament
  3. C) Supreme Court
  4. D) Union Public Service Commission
Match list-I with list-li and select the correct answer using the code given below the lists
(List - I) (List - II)

(A) Article - 324 - (1) National Commission for Schedule Castes
(B) Article - 315 - (2) Finance Commission
(C) Article — 280 - (3) Public Service Commission
(D) Article — 338 - (4) Election Commission

Code -
  1. A) A-(3), B-(2), C-(4), D-(1)
  2. B) A-(4), B-(3), C-(2), D-(1)
  3. C) A-(3), B-(2), C-(1), D-(4)
  4. D) A-(1), B-(3), C-(4), D-(2)
Consider the following statements and choose the correct answer by using the codes given below:

Assertion [A]: India is a democratic country.
Reason [R]: India has a constitution of its own
  1. A) Both [A] and [R] are true and [R] is the correct explanation of [A]
  2. B) Both [A] and [R] are true but [R] is not the correct explanation of [A]
  3. C) [A] is true but [R] is false
  4. D) Both [A] and [R] are false
The Consumers Protection Act, 1886 of India does not provide for the right to:
  1. A) Access to a variety of goods and services at competitive prices
  2. B) Consumer education
  3. C) Concessional rates for goods and services for weaker sections of the society
  4. D) Protection against the marketing of goods and services which are hazardous to life and property
Given below are two statements:

Assertion (A|: The scope of judicial review is limited in India.
Reason [RI: Indian constitution has some borrowed items.

Select the right answer from the code given below:
  1. A) Both [A] and [R] are correct and [R] is the right explanation of [A]
  2. B) Both [A] and [R] are correct but [R] is not the correct explanation of [A]
  3. C) [A] is correct, but [R] is wrong.
  4. D) [A] is wrong, but [R] is correct.
What can be the minimum strength of Council of Ministers including Chief Minister in the States ?
  1. A) 10
  2. B) 12
  3. C) 14
  4. D) 13