Detailed Solution:
The correct answer is “water has highest density at 4°C so underneath the top layer of ice there is layer of water”.
In cold weather, when the top layer of a lake freezes into ice, aquatic animals can survive underneath because water has its highest density at 4°C.
This means that as water cools down to 4°C, it becomes denser and sinks, while water below 4°C (up to the freezing point) becomes less dense and stays on top, eventually forming ice. This allows a layer of liquid water to remain beneath the ice, providing a habitat for aquatic life.